In today's litigious society we live in, it's hard to predict what could cause someone to slap you with an unreasonable lawsuit. Umbrella insurance policies safeguard you from liability issues that supersede the liability limits of your standard insurance policies, such as auto and homeowners. This form of policy puts you literally under an umbrella, as the name suggests so that when you exceed liability coverage limits on insurance, you will still be guaranteed protection.
Most liability protection that is entrenched within your current insurance policies caters only to bodily injury and property damage to others. An umbrella insurance policy will enhance those limits to offer not only additional coverage for bodily injury and property damage but also things such as defamation, libel, slander, or wrongful arrest that are not listed on your liability policy document. Buying umbrella insurance from an authorized insurance company can provide extended protection if someone is injured on your property and their medical bills exceed the liability limits of your homeowner's policy. Connect with us at Able Insurance Agency LLC, located in New Hampshire, and get a fast customized quote on umbrella insurance today!
As a New Hampshire resident, it's imperative to comprehend the significance of procuring a spectacular umbrella insurance policy to safeguard your financial future and protect your hard-earned assets from garnishment. Studies show that most umbrella insurance claims arise from auto accidents.
What does umbrella insurance cover?
- Bodily injury
- Landlord liability.
- Property damage liability.
- Defamation, libel, or slander.
- Legal representation fees and damages.
- Wrongful imprisonment and arrests.
What is excluded from umbrella insurance coverage?
- Personal injuries.
- Intentional or criminal acts.
- Damages to your possession.
- Other injuries resulting from your business operations.
- Property damages or bodily injuries caused by using uninsured recreational vehicles or dog breeds.
Call us or visit our offices at Able Insurance Agency LLC in New Hampshire for more information and to obtain a reliable umbrella insurance policy.